LAGOS — OPay was installed on 69 per cent of smartphones surveyed in Nigeria in 2025, according to a study by KPMG Nigeria and Orange Group that covered 13,251 people in 12 cities. PalmPay followed at 29 per cent and Moniepoint at 16 per cent, while Access Bank and UBA apps were each on 11 per cent of phones. Among e-commerce apps, Jumia led with 15 per cent, followed by Temu at 8 per cent and Jiji at 6 per cent.